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Beware of HYIPs

Some people says, HYIP programs are totally scam. But why still people are investing huge money on HYIPs. First let us understand about what is this HYIP all about.

A high-yield investment program, HYIP, is a type of Ponzi scheme, which is an investment scam that promises unsustainably high return of investment by paying previous investors with the money invested by new investors.

Let us take a deep dive in to what is happening on the background of these HYIP sites offering fancy returns starting from 6% a day to 45% a month returns. Here are the steps behind every HYIP schemes:

1. Setup a website.
2. Setup an account in Liberty reserve.
3. Buy a script or a standard HYIP software which is hosted on the website purchased.
4. Setup the configuration in your website to receive funds in your liberty reserve from the website payment gateway system.
5. Similarly setup the configuration in your site to pay to the investors either automatically from the liberty reserve account or choose to pay manually based on the choice.
6. Subscribe to HYIP monitoring sites to include the newly created website in their list. The HYIP monitoring sites provides information to investors in Internet about the active condition of the websites registered with them.
7. So, if the website is not paying, the HYIP monitoring site will blacklist the website.

So, with all this setup and running, a beautiful website is running, but how people will know about this?
Hence, like in any business, the HYIP owners invest money in the beginning to advertise about their website with beautiful banners flashing in every corners of Internet.

I know, the question arising now in your mind is, how these HYIP companies manage to pay their investors? Let us take an example someone invest $10 with a return of 6% assured every day for 30 days, so on the 17th day, your money will be returned. On the 30th day you would have earned $18. Let us assume, there are 100 people investing like you daily in the same website every day. See the fund flow to the owner of the HYIP site:

Money earned till 30 days = $30000  ($10 x 100 people evryday x 30 days)
Money paid to investors till 30 days = $27900 (Calculated based on 6% return every day)
Money available on hands = $30000 - $27900 = $2100

Let us consider that the HYIP owner has spent about $600 for advertisement and website setup, etc.,so still $1500 is available. At this stage, if the HYIP owner decides to wind up, they still make a good income for doing nothing big..

Now who are the losers and who are the gainers? The 100 people who invested in the first day would have got their returs as promised and they would be the happiest people in the world. The next 100 people who invested on the second day would have received their payouts for 29 days and waiting for the last day due. Still they are happy because they got their money back and also got good returns from it. The list goes on like this and think about the investors who have invested on the last day. :-( They are the people who would have seen a black day and quite disappointed that their money is lost.

The funniest part here is if someone invested a huge money say $1000, they would be the most unhappies person and they cannot approach legel help also. HYIP is not supported by any legal bodies in any countries.

Beyond understanding all the risks, if you still want to invest your hard earned money on HYIP, be prepared for disappointments also.

MX Fast Money - Fastest pay plans with instant payouts

MX Fast Money (MXF) based out of Tortola in British Virgin Islands is one of the greatest home businesses in the world with daily commission payouts based on 2 x 2 matrix plan. At only $40 one time to join for life, you earn over double every cycle, again and again.

The structure of the MXF pay plan is a 2X2 forced matrix. This means you can only build two members wide on your first level and only two levels deep. This gives two members on your first level, plus four members on your second level, giving you a full or completed matrix of 6 people. At that time, with 6 members in your network on the first two levels, you have
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Modicare launched two new products on Health & Wellness

Modicare has introduced two new products in their nutrition, health and wellness catagory.

1. Well D Tox
  • Help cleanse your body system naturally
  • Helps body's natural detoxifying process
  • Supports healthy liver and proper digestion
  • Helps clear up acne and blemishes
  • Helps keep skin healthy and glowing
  • Rich in antioxidants
  • Apotent Sci-vedic® herbal formula inspired from the ancient knowledge of Ayurveda and the best of science

2. Well Cardio Activ

  • Supports normal heart functions
  • Supports normal cholesterol & lipid levels (LDL, HDL,Triglyceride)
  • Supports normal blood pressure levels and healthy blood circulation
  • Helps strengthen heart muscles
  • Apotent Sci-vedic® herbal formula inspired from the ancient knowledge of Ayurveda and the best of science.

  • After the launch of binary plan, already the company has been doing well on the turnover. With the addition of new products, the existing associates are happy that this will help them to reach over to a new target of customers. Both these products are very useful products for every common man. Particularly for cigerrate smokers, the Well D Tox is very useful to remove the toxins from the body in a natural way. In India, a large group of people are feared of cardio-vascular related problems. The Well Cardio Activ is a gift to those who wants to prevent attacks in a natural way.

    Please note that these products are not medicines or medical products and certainly does not claim any medical results. However, they are made from natural herbs and regular consumption of these products will definitely improve their health to significant levels.

    Prevention is always better than cure.

    Top MLM companies in IDSA list

    Hariyali - Ad Posting MLM - New launch

    Hariyali, a new company from Westbengal, Shyamnagar is offering Ad pasting jobs and Easy recharge based services through MLM. They are also planning to setup the stores all over India. It was lauched last year with binary plan.

    Plan Details:
    Joining - Rs.1000/-  + Rs.5000/- for product repurchase
    Direct Sponsor Income - 5%
    Spill Income - 10%
    Binary Income - 10% each matching pair with capping of Rs.50000/- weekly
    Re-purchase Income - 3% to 0.1% for level 1 to level 25 respectively in your downline.

    For Rs.5000/- you get 60 free repurchase vouchers worth Rs.250/-. One voucher can be spent for one month, that means you need to use your entire 60 repurchase voucher in 60 months.

    Incase if there is no branch in your place, no worries, company will pay you Rs.250/- cash against your voucher.

    Visit the website for more details: